The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 5% down payment that many conventional home loans require. With the USDA loan many are still able to get a zero down home loan.
Do I Qualify for a USDA Loan?
In the past USDA Loans were often call "farmers loans" but times have changed. Many people outside of a major metropolitan areas of Charleston, Columbia, GSP, Rock Hill and Myrtle Beach areas looking to purchase a home may qualify for a USDA loan. Eligibility varies based on area, your income, credit history, and number of dependents claimed so it's important that you call and speak with one of our experts to see if you qualify.
Call us to see if a USDA Home Loan is right for you!
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